Fastest Way To Get Points

Lower your credit cards. Did you know that the balance on your credit card can cause a 150 point swing. That’s and extreme case but a 20-30 point swing in a month is very common. What’s the reason for the point swing? You earn a LOT of points for having a lower balance on your […]

Lorin’s Favorite Tradeline (LOC)

The key to a strong score is at least one line of credit that’s been open for a long time. That is why credit cards are great for your credit. They are called a “revolving” account because you can keep them open forever. Unlike a card or even a mortgage which short term loans or […]