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After reading reviews and doing extensive research, I decided to sign my wife and myself up for this service. It was the best desicion I could have made. Lorin has been great, not only does he give good advice but the work that he has put in to our credit is unreal! When we started with Lorin in May 2013 we had poor credit with some major negatives. We were both starting to feel hopeless with our credit. Lorin has turned everything around for us, not only has our score jumped in the last year but we have also had many MAJOR negatives removed!! We will continue to work with Lorin and recommend him to others. Thank you Lorin