Lorin really worked hard on my reports. I know if you have any problems he will help get things cleared up. My score was very low when we started now I am buying a home. I will be telling all my friends and family about this program. It was worth every penny. Keep up the good work Lorin and stay the way you are. Thanks again. Peace out. Hope I wont need you again, but rest assured if I do You will be my go to guy.