Hands down the best choice Ive ever made to change my credit history! The year 2008 destroyed me along with a lot of other people I know because the economy was so bad. I had no idea what to do or how to fix everything. I’m so glad I found Lorin online and called and got in the program I was in the program for a year and a half and now my credit is completely spotless! In the last year I bought my first house and everything is perfect don’t hesitate to call it’s so worth it!!!