Lorin is seriously amazing. He took my husbands credit score up about 200 points over the course of his program. He started with over 25 negative marks on his credit, and we are down to only 1-2. He was even able to remove a foreclosure! I would recommend him in a heartbeat! Our goal was to buy a house, and we just closed on our new home last month. You cannot go wrong. If you have any credit issues, Lorin is your guy!