I worked with Lorin for about two years. What sold me on ACR was Lorin. He answers the phone and you work directly with him. Did I mention he answers the phone! It was that personal touch that made ACR an easy choice. We had a personalized plan of attack for getting my credit back to being respectable. He doesn’t make any false promises and tells you like it is which I appreciate. My score is now respectable having bought a new car zero down and looking to buy our first home within the year. BIG BIG THANKS TO LORIN WELL WORTH IT.